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770-609-1247 | Cumming Georgia Bankruptcy Blog – Free Consultations

How will my Bankruptcy affect my Spouse?

Posted by on Nov 12, 2015 in Uncategorized | 0 comments

How will my Bankruptcy affect my Spouse?

Filing for bankruptcy is a big decision and it can have an impact, and if you are married you might be worried about the impact it could also have on your spouse.  That is very common and the most general answer is that a bankruptcy filing by one spouse does not bring the other spouse into bankruptcy. Neither does the bankruptcy of a spouse give the non-filing spouse the full protection of the automatic stay or the bankruptcy discharge. However, there are different situations that could have a different effect. If you have a joint debt with a...

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10 Most Common Reasons to File Bankruptcy

Posted by on Aug 24, 2015 in Uncategorized | 0 comments

10 Most Common Reasons to File Bankruptcy

When considering filing bankruptcy, it is important to remember that it is a tool that is supposed to be used by those that have honestly tried to pay all their debts, but for one or more reasons find themselves in a situation where they cannot.  The reason our clients file for bankruptcy is to get help with debts, they cannot reasonably be expected to service and pay – whether it is a situation that developed over a long period of time, or is the result of a sudden event such as job loss.  Out clients often choose a Chapter 7, which is...

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Common Bankruptcy Mistakes

Posted by on Apr 7, 2015 in Uncategorized | 0 comments

Common Bankruptcy Mistakes

If you are filing for bankruptcy, there might be many things you are unsure about.  Below are some of the common mistakes we help our clients avoid in bankruptcy process. Not Considering Bankruptcy As an Option There are a lot of people that are in heavy debt that do not consider bankruptcy as an option for relief. For most people, the word bankruptcy has a negative impact. It is often associated with failure, and some people only think of bankruptcy when they are about lose their home or their car. In reality, there is no shame in filing for...

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Retirees, Senior Citizens and Bankruptcy

Posted by on Mar 18, 2015 in Uncategorized | 0 comments

Retirees, Senior Citizens and Bankruptcy

Due to high rising medical costs and decreasing retirement plans more retired and senior citizens are finding themselves in an increasing amount of debt. Some of them have no idea what to do while others are considering the possibility of filing for bankruptcy. There are some advantages for retirees and senior citizens in bankruptcy, but if they have a lot of nonexempt assets and property, bankruptcy may not be the best choice.  However, it has been our experience that most retirees and senior citizens that actually need to file bankruptcy...

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How will Bankruptcy Affect My Children?

Posted by on Oct 17, 2014 in Uncategorized | 0 comments

How will Bankruptcy Affect My Children?

If you or your spouse, ex-spouse, are considering bankruptcy you may also want to consider how this decision may impact your children in regards to their property, educational savings, tuition, child support payments, and or college / educational loans. Overall, the status of various bankruptcy and federal laws are designed to minimize impacts in regards to protecting the monetary and property rights of children. However, there are several situations in which the bankruptcy and federal courts have determined as susceptible to seizure to pay...

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Weekend and Evening Consultations Now Available

Posted by on Dec 4, 2013 in Uncategorized | 0 comments

Weekend and Evening Consultations Now Available

We are now offering weekend and evening consultations to serve our clients that cannot make it to our Alpharetta or Metro-Atlanta area offices during the day.  Call us at 770-609-1247 to schedule a consultation.  More Information >>

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